Purchases of $99+:

             •   No Interest if paid in full in 6 months on purchases of $99 or more.

             •   Interest will be charged to your account from the purchase date if the balance is not paid in full within 6             months.

             •   A minimum monthly payment is required and may or may not pay off the promotional purchase by the               end of the 6 month period.

             •   No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not,                         interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your                 account.